This article is a follow-through of yesterday’s story about two finance problems: 1.) Passing away too early; 2.) Living too long.
The powerpoint presentation attached is from a friend of mine, Paul Cariaga, where he describes the “X-Curve” concept. The X-Curve describes the financial phases of an adult.
It starts with high responsibility and low savings in [...]

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I first encountered the International Marketing Group (IMG) through a colleague who was a member of the IMG. I found it empowering how IMG uses financial education to distribute financial products to Filipinos. I told my friend that the finance education that IMG promotes makes it all worthwhile for any Filipino to invest time and [...]

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I bought a second hand book yesterday entitled “Get a Financial Life” by Beth Kobliner. In the first few pages, I learned a couple of interesting finance principles. One principle that caught my attention is the “No Load Mutual Funds“.
I’m particularly interested in this because my current Mutual Fund, PhilEquity, charges a sales load of [...]

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